St. Petersburg, FLLicensed in multiple states
(727) 341-9599terry@suncoast-us.com
S
Est. MMXV · St. Petersburg, Florida
Medicare Guidance Built on TrustSince 2015

Your clear route through Medicare.

Expert guidance from people who actually listen. With Suncoast, you're not just buying a policy — you're gaining a partner for life.

Book a Consultation(727) 341-9599
Terry Salak, VP of Plan Sales and Medicare Specialist
Terry Salak
VP of Plan Sales & Medicare Specialist
2015
Year Founded
8+
Years Specializing
in Medicare
100%
No-Pressure
Approach
Always
Year-Round Client
Advocacy
Held to a Higher Standard

Proud member of NABIP.

The country's leading professional association for benefits and insurance experts. Membership requires continuing education and adherence to a strict code of ethics — credentials that ensure you receive expert, ethical guidance every step of the way.

What we hear all the time

I'm afraid of making the wrong choice.

I don't want to be talked into something I don't need.

Our mission is to eliminate both.

We provide the extensive data and honest guidance you need to feel 100% confident in your coverage and your decisions.

Where to begin

Pick the topic that's on your mind today.

Medicare touches everything from your Social Security to your dentist. Start where it matters most — we'll meet you there.

01

Social Security & Medicare

How your benefits and coverage are linked, the “free Medicare” myth, IRMAA, and the Social Security calculator.

Explore the connection
02

Knowing your enrollment windows

IEP, AEP, OEP, GEP, SEP — five windows, lifelong penalties for missing them. Get a complimentary timeline review.

See your timeline
03

Medicare plan options

Medicare Supplement vs. Advantage, Prescription Drug Coverage, and Short-Term Medical — broken down clearly, plus the 30+ carriers we work with.

Compare your options
04

Complete your coverage

Dental, vision, and hearing — the everyday essentials Original Medicare wasn't designed to cover.

Close the gaps
05

Travel & long-term care

International medical insurance for trips abroad, plus long-term care planning to protect your savings and your family.

Plan beyond Medicare
06

Get to know us

Meet Terry, learn our story, and say hello to our Chief Comfort Officers — they have four legs and a lot of heart.

Meet the team
How we work

We slow it down so you can move forward.

Medicare is complex — filled with changing rules and strict deadlines. We slow the process down to focus on your specific needs, giving you the clarity to move forward with confidence.

I

Avoid Costly Penalties

We manage your enrollment windows and Social Security coordination.

II

Compare Every Option

We break down the pros and cons of Supplement vs. Advantage (HMO/PPO) plans.

III

Protect Your Savings

We identify the right drug plans and long-term care considerations.

IV

Close the Coverage Gaps

We include the Dental, Vision, and Hearing benefits that many overlook.

Our goal is total transparency. You'll understand the why behind every option, with the freedom to decide on your own timeline.

Terry Salak
Terry Salak
VP of Plan Sales & Medicare Specialist
Meet your advisor

A partner for the whole journey — not just the paperwork.

Medicare can feel like a puzzle with missing pieces. With over eight years of specialized experience, Terry is the driving force at Suncoast Insurance Solutions — dedicated to ensuring your retirement is defined by your adventures, not your medical bills.

Strategies Rooted in Listening

Every strategy begins by understanding your unique situation to build Custom Plan Models that compare the best options side-by-side. You won't just get a plan — you'll gain the education to know exactly why it fits.

Relentless Advocacy Beyond Enrollment

Most professionals vanish once the ink is dry. We're your year-round advocate — through moves, new conditions, and every life change in between.

Comprehensive Coverage for Every Gap

Health essentials (dental, hearing, vision), long-term security, and global travel protection — the hidden risks standard plans miss.

Read Terry's full story
“
Your retirement should be defined by your adventures — not your medical bills.
Terry Salak · Founder's Promise
Our most important staff

Meet our Chief Comfort Officers.

At Suncoast, our most important support staff have four legs and a lot of heart. They greet every guest, supervise from sunny spots, and remind us daily that while insurance is serious business, your experience should be joyful.

Nora, Chief Treat Officer

Nora

Office Supervisor
Head of Hospitality
Nap Coordination
Chief Treat Officer
Daisy, Head of Office Security

Daisy

Office Supervisor
Director of Wellness
Squirrel Surveillance
Head of Security
Google Reviews

Trusted by clients across the Sunshine State and beyond.

Real reviews from real people who needed an advocate, not a sales pitch. Read what our clients are saying — or, if we've helped you, we'd be honored if you'd share your experience.

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Take the first step

Ready to close the gaps?

Take the guesswork out of Medicare. Tell us a bit about your needs and we'll help you build a plan that provides total security — at no cost to you.

Book a ConsultationCall (727) 341-9599
No obligation · No pressure · Always at no cost to you